Having recently taken in a stray kitten, my spare cash has rather shrunk. For the first time in a while, I have been thinking about why we all feel we have to spend so much money at Christmas.
A while back, I did a post on home-made gifts. Home made gifts can help you to ease your cash flow a little. I also think that it's a good idea to cut out unnecessary gifts. Gift-giving should be limited to close family and your partner; do we really need to be receiving gifts at Christmas from more than about 5 people?? Excessive gift giving is just a way to be more materialistic than we already are and find an excuse to shop.
A good idea is to combine a home made gift with a small bought gift. For instance, why not make use of special offers and get a few books and then give people a book and a home made gift. Another idea is to make your Christmas cards yourself. Buy some coloured card and cut out humorous pictures from old magazines and newspapers. Stick them on the card and add a funny caption.
Food is always a great home made gift to receive. Another good idea is something that I saw in The Guardian today. It sounds crazy but you can "knit" jewellery for the women in your life. You will need to know how to knit (easy to learn, just google it) and then you will need metal wire and some beads.